North, David J.; Baldock, Robert; Deakins, David; Whittam, Geoff;
Publisher: Institute for Small Business & Entrepreneurship
There is evidence that some SMEs may still face difficulties in accessing bank finance from lenders (CEEDR, 2007). This paper reports an in-depth study into demand and supply side issues relating to access to bank finance by Scottish SMEs and whether there is still mark... View more
Allinson G Braidford P Houston M & Stone, 2005; Myths surrounding starting and running a business, Research Report by Durham Business School for the Small Business Service, London
Bank of England, 2004; Finance for Small Firms: An Eleventh Report, Bank of England, London
BBA, 2002: Ethnic Minority Business in the UK: Access to Finance and Business Support, British Bankers Association
CEEDR, 2007; The Impact of Perceived Access to Finance Difficulties on the Demand for External Finance: A Literature Review, Report for the Small Business Service, DTI, London.
Deakins D Ram M Smallbone D and Fletcher M 2003; 'Ethnic Minority Entrepreneurs and the Commercial Banks in the UK: Access to Formal Sources of Finance and DecisionMaking by their Bankers' in Stiles C and Galbraith C. (eds) Ethnic Entrepreneurship: Structure and Process, Elsevier: Oxford, pp293-314
Deakins D Ishaq M Smallbone D Whittam G and Wyper J , 2005; Minority Ethnic Enterprise in Scotland: A National Scoping Study, Final Research Report for Scottish Executive
Ericsson K and Simon H, 2002; Protocol Analysis, 2nd edition, Cambridge, Massachusetts: MIT Press
Fielden S Davidson M Dawe A and Makin P 2003; 'Factors inhibiting the economic growth of female owned small businesses in North West England', Journal of Small Business and Enterprise Development, Vol. 10, No. 2, pp152-166
Fraser S, 2005; Finance for Small and Medium-Sized Enterprises, Report on the 2004 UK Survey of SME Finance, Centre for Small and Medium-Sized Enterprises, Warwick Business School, University of Warwick
FSB, 2002; Lifting the Barriers to Growth in UK Small Businesses, Report to the Federation of Small Businesses, survey undertaken by Department of Marketing, University of Strathclyde.