research product . 2009

The Role of Islamic Rural Bank in Financing the SMEs: Customer Perspective Analysis (Case Study of Amanah Ummah Bank in Bogor City, Indonesia)

Beik, Irfan Syauqi; Ayuniyyah, Qurroh; Arsyianti, Laily Dwi;
Open Access English
  • Published: 15 Jul 2009
  • Publisher: Sekolah Tinggi Ekonomi Islam Tazkia
Abstract
One of the basic problems faced by small scale and medium enterprises (SMEs) in Indonesia is the availability of financing access provided by financial institutions including banking institution. There are three types of Islamic bank operating in Indonesia presently: Islamic commercial bank, Islamic banking unit and Islamic rural bank. Providing the SMEs with sufficient financing source is highly required. This paper attempts to observe empirically the role that have been played by Islamic rural bank in financing the SMEs, by taking case study of Amanah Ummah Bank, the best Islamic rural bank in the country. Thirty small and medium entrepreneurs have been select...
Subjects
free text keywords: Indonesia, customers’ perception, Islamic rural bank, SMEs, G02 - Behavioral Finance: Underlying Principles, Z00 - General
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