research product . 2018

Feasibility of Bay Salam Finance: a Survey of the Opinions of Stakeholders

Manoori, M. T. (Muhammad); Atiq-ur-Rehman, A. (Atiq-ur-Rehman); Jamil, M. (Muhammad); Ishfaq, M. (Muhammad);
Open Access Indonesian
  • Published: 01 Jan 2018
  • Publisher: Sunan Kalijaga State Islamic University
  • Country: Indonesia
The present study aims to explore the potential application of Bai Salam (forward sale agreement) as substitute financial instrument in the agriculture sector of Pakistan. The conclusion is drawn through a survey questionnaire from 300 farmers and bankers in a district of Punjab. For analysis, we use SPSS software and presented the results by using descriptive methods. This study overall concludes the banker's and farmer's awareness, willingness, risks, hurdles and the role of institutions in the Salam promotion. The majority of the farmers are not aware of the Salam contract because the Islamic bank's branch network is limited to urban areas and there is no pro...
free text keywords: Indonesia, Agriculture, Islamic Finance, Banking, Islam, Pakistan
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